This insurance covers your financial institutions and banking business of treason by employees, and the loss of money, whether within offices insured or during the process of the transfer of these funds, or loss resulting from fraud and currency counterfeit, and other risks which may be exposed to financial institutions and bankingthis includes insurance:
-Bankers Blanket Bond.
-Electronic Computer Crime.

According to the text, conditions and exceptions insurance policy cover universal banks (LLOYD’S BANKERS POLICY) .